If you've ever dreamed of dining on deck under the stars, waking up to ocean views, and traveling freely from one coastal paradise to another, you're not alone. Living on a luxury yacht isn’t just a fantasy—it’s entirely possible, and more people are choosing this lifestyle for the freedom, privacy, and luxury it provides. Whether you're planning to stay onboard for a few weeks, months, or even longer, here’s everything you need to know about what it’s really like to live on a luxury yacht.
What Does Living on a Yacht Involve?
Living on a yacht is very different from simply vacationing on one. You’re not just cruising—you’re replacing your home with a floating one. Here’s what you need to consider:
1. Choosing the Right Yacht
To live on board comfortably, you’ll need more than just a day yacht. Look for yachts that offer:
4 or more cabins
Full-size kitchen (galley) and dining areas
Laundry facilities
Ample indoor and outdoor living space
100' Azimut in Miami
Total Cost for 1 Week: $120,700*
Total Cost for 4 Weeks: $482,800*
This luxury yacht features 4 cabins for 8 guests, a professional crew of 5, and amenities such as a jacuzzi, jetski, seabob, floats, and WiFi. With full onboard living comforts, it’s an ideal example of a yacht suited for extended stays.
2. How Much Does It Cost to Live on a Yacht?
Living on a luxury yacht is comparable to maintaining a high-end waterfront home, but with far more flexibility and views that change daily.
Base Rate: The nightly or weekly cost of the yacht
APA (35%): Covers your fuel, food, drinks, and other operational costs
Taxes: Vary by location (e.g., 7% in Florida, 14% in the Bahamas, 20% in France)
95 Benetti in Miami
Total Cost for 1 Week: $120,700*
Total Cost for 4 Weeks: $482,800*
This yacht accommodates 10 guests in 5 cabins, 5 crew members, and day space for up to 13 guests. Amenities include a tender, jetski, Seabob, floats, Jacuzzi, and WiFi—perfect for a long-term sea-based lifestyle.
3. Daily Life Onboard
Living aboard a yacht means you can maintain a routine while enjoying the sea:
Morning coffee on the deck
Working remotely with WiFi and quiet surroundings
Water activities during downtime
Onboard chef-prepared meals or self-catering
Relaxing evenings in total privacy
103’ Azimut in Miami
Total Cost for 1 Week: $102,240*
Total Cost for 4 Weeks: $408,960*
This yacht has 4 cabins for 8 guests, a professional crew of 4, and space for 13 day guests. It’s built for both comfort and convenience. The yacht comes with WiFi for remote work, a tender for local exploring, and water toys like a jetski, a seabob, and floats for fun during your downtime. Start your mornings with coffee on the deck, take a midday dip in the ocean, and enjoy chef-prepared meals or cook for yourself in total privacy—every day life, but elevated.
4. Can You Work While Living on a Yacht?
Absolutely. With high-speed WiFi, remote professionals can maintain productivity while enjoying a sea-based lifestyle. Many yachts come with dedicated indoor lounges or office-style areas where you can take video calls, handle emails, or even host meetings in style.
125’ Broward in Miami
Total Cost for 1 Week: $113,600*
Total Cost for 4 Weeks: $454,400*
This yacht comes equipped with WiFi, spacious lounges, and private areas ideal for remote work. Whether you’re answering emails, hopping on video calls, or managing projects, you can do it all, surrounded by ocean views. With 4 cabins for 8 guests, a crew of 6, and amenities like a tender, jacuzzi, seabob, floats, and reliable connectivity, it offers the perfect balance between business and leisure.
5. Crew or No Crew?
For full-time living, most people opt for a crewed yacht. A typical crew includes:
Captain: Handles navigation and safety
Chef: Prepares daily meals
Stewardess: Cleans and manages interiors
Deckhand: Assists with maintenance and water toys
110' Riva in Miami
Total Cost for 1 Week: $163,300*
Total Cost for 4 Weeks: $508,300*
This yacht comes with a professional crew of 5, features 5 cabins for up to 11 guests, and accommodates 13 day guests. Amenities include a tender, jacuzzi, jetski, seabob, floats and WiFi, ideal for extended stays.
Ready to Make the Ocean Your Home?
At YATR, we make long-term yacht charters simple with upfront pricing, flexible options, and Klarna financing so you can pay over time. Book instantly online—no back-and-forth emails—and let our concierge handle everything from provisioning to event planning and private transfers.
Whether you're staying onboard for a few weeks or an entire season, browse available yachts at YATR.co or contact us at info@yatr.co. As with all YATR charters, additional services like catering, chauffeured transport, jet transfers, and extra water toys can be added to enhance your experience.
*Prices can and may change at any time without notice.